This just in from Dan Levy in Bloomberg's - "Foreclosure filings in the U.S. rose to a record for the second consecutive month in April as banks increased efforts to seize homes from delinquent borrowers."
He also reported US foreclosures were up in April 32% over April of last year.
In spite of all that, our market is seeing some increases in listings and sales and some stabilization of prices in residential real estate in most areas in Utah County.
Wednesday, May 13, 2009
Friday, May 1, 2009
Losing Weight
I lost 18 pounds in 31 days and am feeling pretty good about it. I have done it with a couple of miles a day on a tread mill and using the Isagenix Cleanse program although I have cheated a bit!! My friend Harry has lost 50 pounds since October and says he has done it by doing 90 minutes a day on an elliptical trainer and never eating anything that tastes good!!
I'm sure there are people who don't want to lose weight but it seems like practically everyone I know is either trying to lose weight or thinking about starting some new program to lose weight.
So why is it so hard? My mission president used to say there were only 2 reasons we didn't do something - either we didn't know how or we didn't want to bad enough!! So the question is - which category do we fall into?
Obviously, this doesn't apply just to losing weight but to anything we do or want to do. It could be about our job, our home life, our kids or ....!!
If it is about weight loss and if you want to learn about how I am doing it, you can look at www.jbwashburn.isagenix.com but don't go there unless you really want to.
If it's about something else in your case, email me at outlawxj@gmail.com and let's talk!!
I'm sure there are people who don't want to lose weight but it seems like practically everyone I know is either trying to lose weight or thinking about starting some new program to lose weight.
So why is it so hard? My mission president used to say there were only 2 reasons we didn't do something - either we didn't know how or we didn't want to bad enough!! So the question is - which category do we fall into?
Obviously, this doesn't apply just to losing weight but to anything we do or want to do. It could be about our job, our home life, our kids or ....!!
If it is about weight loss and if you want to learn about how I am doing it, you can look at www.jbwashburn.isagenix.com but don't go there unless you really want to.
If it's about something else in your case, email me at outlawxj@gmail.com and let's talk!!
Saturday, April 25, 2009
Being Congruent
Check out this interesting answer on Yedda
Being “congruent”
Sure, the idea of being "congruent" when you communicate simply means to have ALL LEVELS of your communication be "in alignment" with each other and "saying the same thing".
If you're asking a woman for her number, but you're looking around nervously and hesitating, it's not "congruent".
On the other hand, if you're saying "Write down your email and number for me" while taking out a pen and paper... as if it's the 147th time that you've done it, it's CONGRUENT.
Most people don't realize that they're sending MIXED MESSAGES all the time.
Have you ever asked someone "What's wrong?" and had them say "NOTHING'S WRONG! Why does everyone keep asking me what's wrong?".
That's a mixed message. And it's not congruent.
You want to “line up” ALL of your communication.
Your body language, voice tone, words, etc.
All of the different specific body language, voice tone, and gestures that I recommend in my programs have a single goal in mind: To help you be 100% CONGRUENT when you are communicating with women.
The more congruent you are, and the more you use the techniques that I'm teaching, the better your responses from women will become.Answered by David DeAngelo on December 16, 2006
View the entire discussion on Yedda
Thursday, April 23, 2009
Goal Setting - Part 3
We all know the tradition. When January 31st rolls around, everyone decides that THIS year will be the year that they stick to their resolutions. Whether it’s to finally win the battle against weight gain, go back to school and earn that degree or finally quit that boring 9-5 job, we’re all guilty of setting these life-changing goals, only to give them up by the time February 1st shows up on the calendars.
However, you don’t need to wait until New Year’s Eve in order to set the kind of goals that can change your life forever; in fact, while you’re reading this article, you can make the conscious choice to make a change now. We’ve got the best tips and techniques on how you can stick to your goals, no matter how challenging they may seem – so by the time New Years comes around again, you’ll already have achieved your previous resolutions!
Plan Out Your Goals. No one sets their resolutions with the expectation that they’re going to fail; if that was the case, why bother setting a goal at all? However, many people fail to plan out exactly what they intend to do to achieve their goals. Set aside time to really devote yourself to your desired goals: what are you willing to do to achieve them? What changes are you going to have to make? What will you do each week, day or month in order to reach your goals?
Make Sure It’s What You Really Want. Many people want to lose extra weight or earn buckets of money; however, these aren’t realistic goals, but rather normal fantasies that the average person dreams about. For some, the desire to lose weight or make more money isn’t strong enough to actually warrant any action. Make sure that you really want your goal before devoting time to planning for it. If you’re not invested in reaching your goal, you’ll give up faster than you can say “Happy New Year”.
Be Held Accountable. Want a surefire way to make sure that you stick to your goals? Tell a friend or a loved one about your goal and enlist their support to help you achieve it. For example, if you want to attend the gym three times a week, have a friend go with you for that extra boost. If you know that other people are keeping track of you, you’ll be more likely to stick to your plan and attain that goal!
Give Yourself Rewards. Positive reinforcement is often one of the most powerful motivational tools that you can use to achieve your goal. If you want to lose five pounds, give yourself a small treat for every pound that you lose. Buy a great new outfit or treat yourself to a movie; whatever the reward may be, it will give you an extra motivational boost in reaching your desired goal.
Sticking to your goals doesn’t have to be difficult; in fact, if you use these tips and tricks, you’ll find it incredibly simple to achieve your desired goal, no matter what it may be. So don’t wait until New Year’s Eve to set those life-changing resolutions – make the decision to start down the path towards your dream goals right now!
However, you don’t need to wait until New Year’s Eve in order to set the kind of goals that can change your life forever; in fact, while you’re reading this article, you can make the conscious choice to make a change now. We’ve got the best tips and techniques on how you can stick to your goals, no matter how challenging they may seem – so by the time New Years comes around again, you’ll already have achieved your previous resolutions!
Plan Out Your Goals. No one sets their resolutions with the expectation that they’re going to fail; if that was the case, why bother setting a goal at all? However, many people fail to plan out exactly what they intend to do to achieve their goals. Set aside time to really devote yourself to your desired goals: what are you willing to do to achieve them? What changes are you going to have to make? What will you do each week, day or month in order to reach your goals?
Make Sure It’s What You Really Want. Many people want to lose extra weight or earn buckets of money; however, these aren’t realistic goals, but rather normal fantasies that the average person dreams about. For some, the desire to lose weight or make more money isn’t strong enough to actually warrant any action. Make sure that you really want your goal before devoting time to planning for it. If you’re not invested in reaching your goal, you’ll give up faster than you can say “Happy New Year”.
Be Held Accountable. Want a surefire way to make sure that you stick to your goals? Tell a friend or a loved one about your goal and enlist their support to help you achieve it. For example, if you want to attend the gym three times a week, have a friend go with you for that extra boost. If you know that other people are keeping track of you, you’ll be more likely to stick to your plan and attain that goal!
Give Yourself Rewards. Positive reinforcement is often one of the most powerful motivational tools that you can use to achieve your goal. If you want to lose five pounds, give yourself a small treat for every pound that you lose. Buy a great new outfit or treat yourself to a movie; whatever the reward may be, it will give you an extra motivational boost in reaching your desired goal.
Sticking to your goals doesn’t have to be difficult; in fact, if you use these tips and tricks, you’ll find it incredibly simple to achieve your desired goal, no matter what it may be. So don’t wait until New Year’s Eve to set those life-changing resolutions – make the decision to start down the path towards your dream goals right now!
Thursday, April 16, 2009
Goal Setting
This is an article I published in EzineArticles.com
The Key To Successful Goal Setting Is To Be S.M.A.R.T.
It seems like the first thing anyone will tell you about being successful is to focus on successful goal setting. But when you’re not exactly sure what kind of goals you should be setting, it can be a challenge to know what you need in order to succeed in both your professional and personal life. Sure, it’d be nice to tell yourself that you’ll become extremely wealthy, retire early from your job and then travel the world; after all, many people are successful because they dream big! But these kinds of goals will psychologically set you up for failure, because – at first - they can’t be realistically attained, which will make you feel like an absolute failure. So where should you begin to avoid this pitfall? The key is to think S.M.A.R.T:
Specific – Goals that are specific are much more productive that general goals, as they give you a concrete direction in which to take your personal and professional life. For example, if you want to earn $100,000 in sales during your first year of opening that small business you’ve always dreamed about, you’d have a better chance at success by setting up tangible ways to get there – such as developing effective marketing schemes or expanding your clientele base – as opposed to just expecting to make that money.
Measurable – Whether you’re setting a goal to lose those last few pounds or get that promotion at work, you’re going to need those goals to be measurable. So what does it mean to set measurable goals? Simple: a measurable goal is one that can be tracked throughout your progress. For example, by setting a measurable goal of losing five pounds within a month, you can keep track each week of the progress you’re making towards the fulfillment of your desired outcome.
Attainable – In order to succeed, you’ll need to be able to establish goals that you can realistically reach. When you reach these goals, your confidence and self-image will flourish, which in term will have a direct impact on your own professional and personal life.
Realistic – This is similar to attainable goals. For example, if you’re a small business owner, a realistic goal might be to expand your staff, increase profits by 25%, or simply gain new clients. However, an unrealistic goal might be expecting to earn several millions of dollars in your first year of operation. Dream big, but be reasonable - this is an easy way to set yourself up for failure!
Timely – A time frame will tie in all of these factors together, and make it easier to track the progress of your goals. Don’t use “someday” for a time line; instead, set concrete deadlines, such as “By December 1st, I will save up $600 towards my dream trip to Australia”. See how motivating this can be?
In the end, only you will know what kind of goals you’ll need to set in order to succeed. But if you get stuck trying to come up with goals that make sense for you, just remember to think S.M.A.R.T!
The Key To Successful Goal Setting Is To Be S.M.A.R.T.
It seems like the first thing anyone will tell you about being successful is to focus on successful goal setting. But when you’re not exactly sure what kind of goals you should be setting, it can be a challenge to know what you need in order to succeed in both your professional and personal life. Sure, it’d be nice to tell yourself that you’ll become extremely wealthy, retire early from your job and then travel the world; after all, many people are successful because they dream big! But these kinds of goals will psychologically set you up for failure, because – at first - they can’t be realistically attained, which will make you feel like an absolute failure. So where should you begin to avoid this pitfall? The key is to think S.M.A.R.T:
Specific – Goals that are specific are much more productive that general goals, as they give you a concrete direction in which to take your personal and professional life. For example, if you want to earn $100,000 in sales during your first year of opening that small business you’ve always dreamed about, you’d have a better chance at success by setting up tangible ways to get there – such as developing effective marketing schemes or expanding your clientele base – as opposed to just expecting to make that money.
Measurable – Whether you’re setting a goal to lose those last few pounds or get that promotion at work, you’re going to need those goals to be measurable. So what does it mean to set measurable goals? Simple: a measurable goal is one that can be tracked throughout your progress. For example, by setting a measurable goal of losing five pounds within a month, you can keep track each week of the progress you’re making towards the fulfillment of your desired outcome.
Attainable – In order to succeed, you’ll need to be able to establish goals that you can realistically reach. When you reach these goals, your confidence and self-image will flourish, which in term will have a direct impact on your own professional and personal life.
Realistic – This is similar to attainable goals. For example, if you’re a small business owner, a realistic goal might be to expand your staff, increase profits by 25%, or simply gain new clients. However, an unrealistic goal might be expecting to earn several millions of dollars in your first year of operation. Dream big, but be reasonable - this is an easy way to set yourself up for failure!
Timely – A time frame will tie in all of these factors together, and make it easier to track the progress of your goals. Don’t use “someday” for a time line; instead, set concrete deadlines, such as “By December 1st, I will save up $600 towards my dream trip to Australia”. See how motivating this can be?
In the end, only you will know what kind of goals you’ll need to set in order to succeed. But if you get stuck trying to come up with goals that make sense for you, just remember to think S.M.A.R.T!
Monday, March 2, 2009
$8000 Federal Tax Credit
Here is a good place to go to get your questions answered on the $8000 tax credit that is part of the 2009 Federal Bail Out...
http://www.federalhousingtaxcredit.com/2009/faq.php
Courtesy of the National Association of Home Builders there are 21 questions and answers here to answer YOUR questions regarding this new housing stimulus.
Rates are still very close to their lowest levels in 50 years and with prices down it is a great time to buy a home or an income property.
http://www.federalhousingtaxcredit.com/2009/faq.php
Courtesy of the National Association of Home Builders there are 21 questions and answers here to answer YOUR questions regarding this new housing stimulus.
Rates are still very close to their lowest levels in 50 years and with prices down it is a great time to buy a home or an income property.
Tuesday, February 17, 2009
Realtor Day at the Legislature
I know I haven't posted for a long time, but I am trying to do better. On Friday the 13th about 1000 of us Realtors met with most of the Utah Legislature at the Salt Palace for a few hours. We used to go up on Capital Hill, but there are far too many of us to do that so the legislators come to us at the Salt Palace.
Most of the discussions centered around the economy and the bailout plans and the outlook for the real estate market was pretty bleak. They do feel like the market in Utah will turn slightly in the Spring and a little more in the second 1/2 of the year but no one expects or is predicting anything very positive.
My Salt Lake real estate company closed so I am back with Century 21 Bushnell which is where I was before I went with GMAC in Salt Lake. Most of the people here are the same and it feels good to be back. The GMAC thing was good while it lasted but they just didn't have the resources to hang on with the market down like it is.
Most of the discussions centered around the economy and the bailout plans and the outlook for the real estate market was pretty bleak. They do feel like the market in Utah will turn slightly in the Spring and a little more in the second 1/2 of the year but no one expects or is predicting anything very positive.
My Salt Lake real estate company closed so I am back with Century 21 Bushnell which is where I was before I went with GMAC in Salt Lake. Most of the people here are the same and it feels good to be back. The GMAC thing was good while it lasted but they just didn't have the resources to hang on with the market down like it is.
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